Best White Label Crypto Payment Solutions For US Businesses!
<p>Did you know?</p><p>According to the Nilson Report, the businesses in the US paid over $187 billion in card processing fees in 2024 alone. Add chargebacks and cross-border transfer delays to it, and the cost of 'normal payments' will leave you in shock. Most merchants may accept this as normal.</p><p>But a huge number of US companies are taking a different route. They are adding crypto payments to take back control. The smartest ones are launching white label crypto payment gateways instead of third-party checkout pages.</p><p>The blog consists of top-to-bottom details about white label crypto payment gateway solutions, and explains how they are replacing cards. Silently!</p><p><strong>What Is a White Label Crypto Payment Gateway?</strong></p><p>A white label crypto payment gateway is a ready-made crypto payment system that businesses can rebrand as their own. You just add your logo, brand colors, domain, and business rules. Customers never see the original provider’s name. For them, it looks like your own payment system.</p><p>White label crypto payment gateway development can be launched in a few weeks with complete customization. Instead of spending months building a gateway, it can be done smoothly and quickly like a drive on Hana Highway.</p><p>These systems support cryptocurrencies like Bitcoin, Ethereum, USDT, USDC, and sometimes newer coins based on demand. Many also support fiat on-ramps, auto conversion, and wallet management. But make sure you choose the best crypto payment gateway out there. </p><p><strong>Why US Businesses Should Choose Crypto Payments</strong></p><p>The US has one of the largest digital payment markets in the world. But traditional payment systems still face problems like chargebacks, high processing fees, and delayed settlements. For online businesses serving international customers, crypto payments remove currency exchange delays and bank restrictions. Let me note down some of the benefits of choosing white label crypto payment gateway solutions. </p><ul><li><p>Lower transaction fees compared to credit cards</p></li><li><p>No chargebacks once a payment is confirmed</p></li><li><p>Faster international payments without banks</p></li><li><p>Attracting global and crypto-native customers</p></li><li><p>Better control over payment flow</p></li></ul><p><strong>The Numbers Behind the Crypto Payments for US Businesses</strong></p><p>As per recent industry reports, the crypto payment gateway market could reach $6.03 billion by 2035, growing at 13.6% each year. North America holds about 40% of that market, backed by tech firms and shoppers who want fast payments. </p><p>In the US, crypto payment users jumped 82% from 2024 to 2026. E-commerce sites and retailers see benefits like lower fees than credit cards, which average 2-3%, while crypto often stays under 1%.</p><p>Stablecoins like USDT lead, with June 2025 seeing 118,000 payments despite new rules. It pulls in 15.5% of US adults who own or use crypto regularly. Businesses ignoring it miss out on a growing group that skips banks for privacy and speed. </p><p><strong>Top White Label Crypto Payment Gateway Providers for US Businesses</strong></p><p>Several providers stand out for US needs, with a clear focus on compliance, low fees, and easy setup. Let me note down some of them. </p><ul><li><p>CoinPayments supports 2,300+ coins with instant USD conversion and e-commerce plugins. </p></li><li><p>NOWPayments runs non-custodial, so you control funds, with 150+ coins and 0.4-0.5% fees. </p></li><li><p>CoinGate offers full customization, AML tools, and fiat payouts at 1% fees. </p></li><li><p>BitPay, popular in the US, integrates with QuickBooks for accounting ease. </p></li><li><p>OpenNode shines for Bitcoin with Lightning Network, automatic USD settlements, and low fees. </p></li><li><p>AlfaCoins charges zero on coin-to-coin swaps, great for high-turnover businesses.</p></li></ul><p>As we said previously in this blog, these are third-party providers that can make your users less confident. For the best payment experience, US businesses can choose any of them and can build their own payment gateway like them with their own branding and rules. Many white label crypto payment gateway providers offer services for this, like a <a target="_blank" rel="noopener noreferrer nofollow" class="text-indigo-600 hover:text-indigo-800 underline" href="https://www.yumeustechnologies.com/coinpayments-clone-script">Coinpayments clone script</a> or <a target="_blank" rel="noopener noreferrer nofollow" class="text-indigo-600 hover:text-indigo-800 underline" href="https://www.yumeustechnologies.com/nowpayments-clone-script">Nowpayments clone script</a>. </p><p><strong>Key Features US Businesses Should Look For</strong></p><ul><li><p><strong>Multi-Currency Support</strong></p></li></ul><p>US customers mostly use Bitcoin and Ethereum. But, Visa reports that stablecoin transaction volume reached $11 trillion in 2024, nearly matching traditional card networks. A new-gen gateway should support both.</p><ul><li><p><strong>Fast Settlement Options</strong></p></li></ul><p>Some businesses want to hold crypto. Others want instant conversion to USD. White label crypto payment gateway solutions should support both.</p><ul><li><p><strong>Strong Security Setup</strong></p></li></ul><p>Crypto-related hacks in 2024 caused losses of over $1.7 billion, so gateways must use cold wallets, encryption, and multi-signature approvals.</p><ul><li><p><strong>API and Plugin Support</strong></p></li></ul><p>For easy integration with websites, mobile apps, and POS systems. This is important for SaaS platforms, eCommerce stores, and marketplaces.</p><ul><li><p><strong>Compliance Tools for the US Market</strong></p></li></ul><p>US regulations are strict. Even if the gateway supports no-KYC options for some use cases, it should also provide compliance tools for businesses that need them.</p><p><strong>The Cost For White Label Crypto Payment Gateway Development</strong></p><p>White label crypto payment gateway price starts at $10,000-$20,000 for basics like core trading and wallets. Advanced tiers with extras hit $15,000-$30,000, and enterprise over $50,000. Monthly fees run $500-$5,000 based on volume, plus 0.5-1% per transaction. This beats custom builds at $25,000-$40,000+, saving time and development costs. </p><p>US businesses factor in compliance audits at $2,000 yearly. So, the total first-year spend can be around $15,000-$30,000 for mid-size, with ROI in 3-6 months from new sales.<strong> </strong></p><p><strong>How White Label Crypto Payment Gateways Work</strong></p><p>The process behind a crypto payment gateway is simple for both merchants and customers. Behind the scenes, the gateway handles address generation, confirmations, price conversion, and security checks. Most white label crypto payment gateway providers include dashboards for businesses to track payments, settlements, and transaction history in real time.</p><ol><li><p>A customer selects crypto as the payment method</p></li><li><p>The gateway generates a wallet address or QR code</p></li><li><p>The customer sends crypto from their wallet</p></li><li><p>The blockchain confirms the transaction</p></li><li><p>The merchant receives payment or auto-converted funds</p></li></ol><p><strong>Which US Businesses Need a White Label Crypto Payment Gateway</strong></p><p>You may think that crypto payment gateways are only for tech companies. But that's not what it is. <a target="_blank" rel="noopener noreferrer nofollow" class="text-indigo-600 hover:text-indigo-800 underline" href="https://www.yumeustechnologies.com/white-label-crypto-payment-gateway">White label crypto payment gateway</a> solutions can be used among various platforms. Such as, </p><ul><li><p>Online stores and marketplaces</p></li><li><p>Subscription-based SaaS platforms</p></li><li><p>Gaming and digital content sites</p></li><li><p>Freelancers and global service providers</p></li><li><p>Travel and booking platforms</p></li></ul><p>Any business that accepts online payments can add crypto with the right gateway. For US businesses with international clients, crypto reduces payment friction and expands reach.</p><p><strong>How to Choose the Best White Label Crypto Payment Gateway Providers</strong></p><p>There are plenty of fish in the sea. As a business owner, you must look for a provider who can fulfill all the US business needs. Check the company's US regulatory understanding, uptime, transaction speed, supported blockchains, custom branding depth, ongoing support, and updates before finalizing one. Avoid providers that lock you into long contracts without clear service terms.<br></p><p><strong>Final Thoughts</strong></p><p>In simple words, US payment systems are not broken. They are just expensive, slow, and built for banks, not merchants. Crypto payments flip that model. White label crypto payment gateways will be helpful for US businesses to accept digital assets on their own terms without waiting days to access revenue. 'Gaining control, and getting controlled' are both different. And in the US market, control over payments is the first preference for any business owner. Surprisingly, a white label crypto payment gateway solution can give you that. <br></p><p><strong>Frequently Asked Questions (FAQs)</strong></p><p><strong>How to customize a white label crypto payment gateway for brand consistency?</strong></p><p>Start by changing logos, colors, and themes. Add your domain, tweak checkout pages, and set language options. Providers like Yumeus tech allow you to adjust UI, features, and even APIs during setup, so it feels yours fully in days.</p><p><strong>How much white label crypto payment gateway price?</strong></p><p>Prices range from $10,000 to $20,000 for basic setups with core features like wallets and trading. Advanced versions cost $15,000-$30,000, including extras like fiat conversion. Add monthly fees of $500+ and transaction cuts of 0.5-1%, but savings beat building your own. </p><p><strong>What is a crypto payment gateway API?</strong></p><p>A crypto payment gateway API is a set of tools that links your site to the gateway. It creates invoices, checks payment status, and handles conversions. Merchants use keys to send requests for transactions, refunds, or rates, getting instant responses for seamless checkouts. </p><p><strong>Any crypto payment gateway without KYC?</strong></p><p>Yes, options like NOWPayments, CoinPayments, and BTCPay Server skip KYC for low-volume US merchants. They support many coins with a simple signup, keeping things private. Fees stay low at 0.4-0.5%, but check volumes to avoid later checks as you grow. </p><p><strong>What is an anonymous crypto payment gateway?</strong></p><p>An anonymous crypto payment gateway processes privacy coins like Monero, Zcash, or Verge without user IDs. It uses tech like stealth addresses or zk-SNARKs to hide details on the blockchain. Providers enable this for merchants wanting private transactions, with auto-conversion to fiat. </p>
